Janey Smith

Janey Smith

Mortgage Broker

We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.

We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self employed. Call us today and get a free quote and overview of current market conditions affecting the mortgage market!

Since my business is built primarily through referrals from satisfied customers, your positive mortgage experience is essential! Your mortgage is a big decision and a powerful financial tool.  

I look forward to helping you achieve your financial and homeownership goals!

Our Latest Lending Rates

3.24%

Fixed 1 Year

3.54%

Fixed 3 Years

3.54%

Fixed 5 Years

4.04%

Fixed 7 Years

* Insured mortgage rates, subject to change. Conventional and refinance rates may be higher. OAC. E&EO

Happy Clients

  • I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will definitely be using your services again.
    Karen
  • Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!
    Amanda and Jim
  • Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a breeze!
    Mina
  • I just want to say thanks. From the first phone call to the end of the process you made things seem easy. Thanks again for everything.
    Samir
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We Know Mortgages.

I partner with lenders who share my beliefs that applying for a mortgage or financing should be fast, simple, and secure.

  1. 1

    Ready to buy your first home?

    There are many things to think about when buying your first home. Professional mortgage advice is a great place to start.

  2. 2

    Mortgage Refinancing

    Get out of a high rate mortgage, or unlock some of your home equity for debt consolidation or other important need.

  3. 3

    Mortgage Renewals

    At renewal, you can renegotiate everything pertaining to your mortgage - with no penalties. It's also a great time to save money!

  4. 4

    Find out what you can afford

    Examine the financial implications of what may prove to be the most important financial decision of your lifetime.

View all Mortgage Services
Get Pre-qualified

Mortgage Pre-Approval

I can help with your financial strategy, your mortgage amount, down payment amount, purchase price and give you an overall idea of what you can realistically afford.

Get Pre-approved

Our Trusted Lenders

  • Alterna
  • ATB Financial
  • B2B Bank
  • Bridgewater
  • Canadiana
  • CMLS Financial
  • Equitable Trust
  • First Ontario
  • Home Trust
  • ICICI bank
  • Industrial Alliance
  • ING
  • Manulife Bank
  • MCAP
  • Merix
  • Meridian
  • Optimum
  • Prospera
  • RMG Mortgages
  • Scotiabank
  • Street Capital
  • TD Canada Trust
  • Valley First
  • Vancity
  • Wealthline
  • Westminster Savings
  • XCEED